CAP works with local churches to release New Zealanders from debt and poverty – into lives of fullness and freedom.

Like you, CAP is passionate about releasing New Zealanders from debt, poverty and its causes.

Living with unmanageable debt feels like being caught in a fast-flowing river.  Families in poverty share that before coming to CAP they had the sense that they were drowning. They swim bravely… but are soon exhausted, isolated, losing hope of rescue.

Together with the church, CAP prevents New Zealanders being swept away.

CAP’s services are free – made possible through our partnerships with over 200 local churches across Aotearoa. The ministry is supported by donors, who give what they can. Each client has a support friend from a church community to walk alongside them, as well as experts who advocate for them every step of the way.